An accident can be distressing, but knowing what to do in advance can help you deal with the unexpected. In the event you are not conscious or able to speak, be sure to keep information on hand to give to someone assisting, or medical personnel. This information should include any medical conditions, lists of medications you are currently taking and the contact information for an emergency contact.
1. Keep other motorists safe
- Move your car to a safe nearby location, but do not to leave the scene.
- Check to see if anyone is hurt. Call 911 for medical assistance.
- Contact the police. They will let you know if an officer needs to be present at the scene.
2. Stay Calm
- Don’t panic – remain calm and polite
- Do not admit fault
- Cooperate with the police
3. Exchange information
- Collect contact information for anyone who was there, including other drivers, witnesses, and the tow company if your car is towed.
- Obtain police report information
- Collect information about all vehicles involved:
- Year, make, and model
- License plate number
- Insurance carrier
- Insurance policy number
4. Report the accident
- Contact your insurance agent and report the accident.