When you get behind the wheel of a car, you do your best to ensure your own safety and the safety of your passengers. Sadly, no matter how carefully you drive, there's a constant risk of a motor vehicle crash. Even if you practice the best possible defensive driving, you can't control or predict the actions of other people.
Crashes happen every day, many of them with only mild injuries. However, when the other vehicle is a massive commercial vehicle, like a semitruck or eighteen wheeler, the potential for serious injuries or even death for the people the in smaller vehicle increases substantially.
Commercial trucks have a hard time stopping. They have massive blind spots and often make wide turns. Commercial drivers are human like the rest of us, and sometimes they make mistakes. They may continue driving when they're tired to try to make a deadline. They could fail to check for your vehicle before turning or merging.
Commercial vehicles can cause serious accidents
In 2016 in Louisiana, commercial vehicles such as trucks or buses were involved in 13.5 percent of all fatal crashes. They were also involved in 6 percent of all accidents with injuries. The size, weight and momentum of these massive vehicles can cause catastrophic damage to nearby property and smaller vehicles. It is common for vehicles to be completely destroyed and for passengers to experience severe injuries, such as brain injuries, spinal or back injuries or multiple broken bones. These injuries can keep someone from working a job and result in a massive accumulation of medical debt.
The trucking company or driver involved in your accident should carry insurance to protect people from these situations. Unfortunately, insurance companies like to limit their liability as much as possible. It's very likely, as the victim of a commercial vehicle accident, that you could be offered an offensively low initial settlement. Working with an experienced personal injury attorney is the best way to push back against a settlement offer that won't cover your lost wages and medical bills. Your attorney can negotiate with the insurance company for a better settlement.
An attorney will help you get the compensation you deserve
If a commercial driver caused you serious injuries, you shouldn't have to worry about how to pay for medical care or your living expenses. Your attorney can help you by countering lowball settlements or even filing a civil lawsuit to help you recover your losses after an accident with a commercial vehicle.