Understanding Uninsured Or Underinsured Motorist Coverage
If you’ve been in an accident, you are most likely burdened with a sudden influx of expenses, from medical bills to car repairs. Any unexpected financial strain can be difficult to manage, particularly if you’re unable to work due to your injury. In these situations, motorists often turn to their insurance company to resolve the paperwork and financial questions surrounding an accident. However, what if you were involved in an accident with an uninsured or underinsured motorist?
In these circumstances, MGM Attorneys, in Baton Rouge, can help you make sense of the legal grounds and contracts involved. We can help you read the legalese of insurance company contracts and decide how to best proceed, so that you are compensated for your pain and suffering.
When A Negligent Motorist Does Not Have Insurance
Generally, motorists are required to maintain insurance on their vehicles before they step on the road. However, not everybody follows the law. At MGM Attorneys, we can help you if you find yourself in such a situation.
With over 100 years of combined experience in assisting clients across Baton Rouge, we have the knowledge and resources to help individuals who have been injured in an accident involving an underinsured or uninsured motorist.
What Does This Mean For You?
Louisiana assumes that most drivers have uninsured motorist coverage unless they specifically reject it. However, even if you have uninsured motorist insurance (UMI) you may find it difficult to recover enough compensation to cover your expenses. Similarly, an underinsured motorist may also mean that you aren’t compensated enough.
Insurance companies are often armed with teams of lawyers. We can help you level the playing field.